With prices still high and bills piling up, many Americans are searching for extra help to stay afloat. Thankfully, a final round of $950 stimulus checks is being released this summer—but time is running out.
This is the last wave of direct payments under the federal emergency aid initiative. If you haven’t received your $950 stimulus yet, this summer may be your final opportunity to claim what you’re owed.
Who Can Still Get the $950 Stimulus Check?
This program is meant for low- and moderate-income households who may have missed earlier payments or recently qualified.
You may qualify if:
- Your annual income is below $75,000 (individual) or $150,000 (joint)
- You didn’t receive the full amount from previous rounds
- You receive Social Security, SSI, SSDI, or VA benefits
- You recently lost your job or saw reduced income
The IRS is using tax returns and benefit records to identify eligible recipients.
When Will the $950 Checks Arrive?
The final payments are scheduled for July and August 2025. If you’re on file with the IRS or Social Security, your payment will be sent automatically.
Payment Schedule:
- Round 1: Begins July 15, 2025
- Round 2: By August 5, 2025
- Deadline to apply (if needed): August 20, 2025
How to Check Your Eligibility and Claim Your Payment
Most qualified people won’t need to apply, but if you moved recently, changed banks, or missed past payments, here’s how to check:
- Visit irs.gov/stimulus
- Click “Get My Payment”
- Enter your SSN and Date of Birth
- View your status and delivery date
- Update your bank or mailing info if needed

What Happens If You Miss the Deadline?
Unfortunately, this is the last round of this program. After August 2025, no further $950 payments will be issued.
If you don’t act now:
- You may lose the payment forever
- You’ll need to claim it as a Recovery Rebate Credit when filing taxes in 2026
Why This Matters Right Now
For many families, this check will help cover rent, groceries, gas, school supplies, or medical bills. In a time when every dollar counts, $950 can bring real peace of mind.
This final opportunity is about more than money—it’s about hope, stability, and making it through tough times with dignity.
FAQs
- Who qualifies for the final $950 stimulus?
Low- and middle-income Americans who missed earlier payments. - When will $950 checks be sent out?
Starting July 15 through August 2025. - Do I need to apply for this payment?
Most won’t, but check IRS site if unsure. - Is there a deadline?
Yes—August 20, 2025 is the last day to claim or update details. - How will I get the payment?
Via direct deposit, check, or prepaid card. - What if I moved recently?
Update your address on the IRS website right away.